Frequently Asked Questions

At ABC Grand Inc, we offer bank-backed, direct-funded lending programs designed for today’s real estate investors and business owners, including:

• DSCR Program for real estate investors
• Bank Statement Program for self-employed borrowers
• Business Line of Credit for entrepreneurs and investors
• Bridge Loan Program for quick, flexible funding
• FHA Loan for homebuyers with 580+ credit score and as low as 3.5% down payment
• Jumbo Cash-Flow Program for expanding real estate portfolios
• Non-Agency Jumbo Program for self-employed or unique income borrowers
• Portfolio ARM Program for borrowers seeking custom solutions
• Foreign National Program for non-U.S. citizens investing in U.S. real estate

Eligibility criteria may vary depending on the type of loan, but common factors include your credit history, property location, property type, loan amount, etc.

Getting started with ABC Grand Inc is simple and transparent. Here’s what to expect:

Step 1: Connect with Us or an Approved Broker
Reach out directly to our team or work with one of our trusted, approved brokers to discuss your financing needs.

Step 2: Explore Your Loan Options
We’ll review your scenario and help you choose the right loan program — DSCR, Bank Statement, Business Line of Credit, or Bridge Loan — based on your goals.

Step 3: Submit Required Documentation
Provide the necessary documents to help us evaluate your application quickly and accurately.

Step 4: Loan Review & Approval
Your loan application will be processed in partnership with our banking partner for underwriting and approval.

Step 5: Close & Fund
Once approved, we’ll guide you through closing so you can access funds as quickly as possible.

Different loan programs have different document requirements. We typically need your credit report, personal IDs, bank statements, and insurance, etc.

Interest rates vary depending on the market trend, the key factors that affect your rate are loan type, LTV, and your credit score. Please contact us for specific rates.

No, you can withdraw your case with no extra fees.

Our typical closing cycle is within 30 days, depending on underwriting, property requirements, and receipt of all necessary documentation. In certain cases, loans may close in as little as 7 days when all required documentation is provided promptly and all conditions are satisfied early in the process. Actual closing times may vary. For details, please contact us.

Yes, you can make early repayments. Check your loan agreement for specific terms.

Yes, we use advanced security measures to protect your personal and financial information.