Foreign National – Loan Criteria

Foreign National

Designed for non-U.S. citizens investing in U.S. real estate.

Loan Purpose

  • Purchase
  • Rate/Term Refinance
  • Cash-Out Refinance

Loan Term

  • 5/6 SOFR ARM
  • 7/6 SOFR ARM
  • 10/6 SOFR ARM

Loan Amount

  • $500,000 up to $20 Million

Loan to Value (LTV)

  • Up to 60%

Minimum Credit Score

  • U.S. credit not required (SSN or ITIN mandatory)

Property Type

  • Second Home
  • Investment

Key Features & Detail

  • NRA (Non-Resident Aliens) allowed with valid Visa