Portfolio ARM – Loan Criteria

Portfolio ARM

Custom ARM products with flexible underwriting and terms.

Loan Purpose

  • Purchase
  • Rate/Term Refinance
  • Cash-Out Refinance

Loan Term

  • 5/6 SOFR ARM
  • 7/6 SOFR ARM
  • 10/6 SOFR ARM

Loan Amount

  • $500K – $20 Million

Loan to Value (LTV)

  • Up to 75% (Purchase / Rate & Term)
  • Up to 70% (Cash-Out)

Minimum Credit Score

  • 640

Property Type

  • Primary Residence
  • Second Home
  • Investment

Key Features & Detail

  • SOFR index with 5/1/5 caps
  • Interest-Only available (Max 60% LTV)
  • 12 Months Personal or Business Bank Statements Eligible